Wells Fargo Reflect Card Review: Great for Paying Off Debt, Not for Rewards


Best for cash back on rotating categories Discover will match all the cash back you earned at the end of your first year.


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Intro Offer: Unlimited Cashback Match for all new cardmumbers -from Cowl Discover. Discover will automatically match all the cash backs earned at the end of your first year! There is no minimum expenditure or maximum award. You can change $ 150 cash back to $ 300.


1% – 5% cashback


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Each quarter earn 5% cash on everyday purchases at various places when you purchase up to quarterly maximum when you are active when you are active. Also, earn unlimited 1% cash back on all other purchases.



Intro:

Purchase: 0%, 15 months

Balance transfer: 0%, 15 months

Regular:

18.24% – 27.24% variable during

Best for unlimited award on purchase 25,000 marks


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25,000 online bonus points after purchasing at least $ 1,000 in the first 90 days of opening an account – this can be a $ 250 statement towards travel purchase.


1.5-3 points per dollar


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Earning $ 1 per unlimited 1.5 points spent on all procurement, which has no annual fee and any foreign transaction fee, and as long as your account is open, your points do not end. Earned $ 1 per 3 points spent on travel purchase booked through Bank of America Travel Center.



Intro:


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0% intro APR for 15 billing cycles for purchase. 0% intro APR for 15 billing bicycles for any balance transfer done in the first 60 days. After the end of intro APR offer, 18.24% – 28.24% variable APR will be applicable to procurement and balance transfer. An account opening applies 3% fee for 60 days, then 4% fee applies to all remaining transfer. Balance transfer cannot be used to pay any account provided by Bank of America.


Purchase: 0% introduction for 15 billing cycle for purchase Apr

Balance transfer: 0% intro APR for 15 billing bicycle for any balance transfer done in the first 60 days

Regular:

18.24% – 28.24% (variable)

$ 200 cash back


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After the $ 200 online cash rewards bonus you shop in the 90 -day account before a purchase of at least $ 1,000.


1% – 6% cash back


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Earn 6% cash back for the first year in the category of your choice, 2% cash back in grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases. Earn 6% at the first $ 2,500 and 2% cash back in joint purchases in each quarter in the election category, and grocery stores and wholesale clubs, then earn unlimited 1% after that. After the year before opening the account, you will earn 3% cash on purchase in your choice of cash and 2% cash at grocery stores and wholesale clubs up to quarterly maximum.



Intro:


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For 15 billing cycles for purchase, 0% intro APR, and for any balance transfer done in the first 60 days. After the end of the intro APR offer, a variable APR that will currently apply 18.24% – 28.24%. The 3% intro balance transfer fee will be applicable for the first 60 days, which is open your account. After the intro balance transfer fee offer ends, the fee for future balance transfer is 4%. Balance transfer cannot be used to pay any account provided by Bank of America.


Purchase: 0% introduction for 15 billing cycle for purchase Apr

Balance transfer: 0% intro APR for 15 billing bicycle for any balance transfer done in the first 60 days

Regular:

18.24% – 28.24% (variable)



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