0% Introductory Apr for 21 months on balance transfer: One of the longest introductory periods, which we have come across, you will get 0% intro APR for a full 21 months on balance transfer, meaning that you will have about two years to pay your remaining amount.
0% introductory Apr for 12 months on purchase: You will also get 0% Intro AR for the first 12 months on the purchase. If you plan to buy anything with the card, it is a accessory perk.
Select your payment fixed date: When it comes to managing your finance, a little flexibility can lead to a long way. The card lets you choose from any available payment date, whether it is the beginning of the month, middle or end. In this way, you can set automatic payments that are aligning with your salary.
No late fee: One of the most unique allowances is that there is never a late fee. While you should always pay your bill on time, as late payment can still affect your credit, it is good to know if you slip and miss the payment, you will not be charged.
No fine is April: If you remember some payments, most credit cards will increase your interest rate to their fine APR. City Sadgear® Card never charges a penalty rate, so your APR is not at risk of increasing due to late payment.
No annual fee: This card comes with no annual fee, which is an important feature if your goal is to pay the loan.