Best financial advisors, top firms for 2025

Amid economic uncertainty, the best financial advisors can provide a steady hand to investors in any stage of life or with any level of wealth. Whether you’re early in your career or nearing your golden years, financial advisors can help you meet key milestones and address planning needs such as saving for retirement, investing a…

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Furlough and layoff prep guide

The United States Capitol building is seen in Washington D.C., United States on October 4 , 2023.  Yasin Ozturk | Anadolu Agency | Getty Images Congress has until midnight on Tuesday to pass a funding bill and avoid a shutdown of the federal government. If lawmakers can’t agree, hundreds of thousands of federal employees could…

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Social Security’s retirement age language may change

Brothers91 | E+ | Getty Images Deciding when to claim Social Security retirement benefits is a big decision — and Congress is looking at changing the program’s wording to help people better understand their options. Understanding the trade-offs for claiming at different ages can be confusing, and some experts say the terms the agency currently…

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How the 20-4-10 car shopping rule works

Milorad Kravic | E+ | Getty Images When buying a car, whether new or used, experts say that a specific framework can be a great starting point to keep costs down.  The so-called “20-4-10” rule uses three components to help you determine if a car purchase is affordable: the ideal down payment, the maximum recommended…

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Smart ways to pay down debt

Travelism | E+ | Getty Images The Federal Reserve cut interest rates on Wednesday for the first time this year, providing some relief to consumers facing high borrowing costs on credit cards and other loans. Still, it can be a tough road ahead for many consumers, regardless of their income, as they strive to make…

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