More Americans are tapping their 401(k)s for cash—it should be a ‘last resort,’ says CFP

When faced with a financial emergency, Americans are increasingly tapping their retirement accounts to come up with the cash. Last year, some 4.8% of plan participants took hardship withdrawals from 401(k) plans, according to Vanguard, up from 3.6% in 2023. As Vanguard researchers note, the prevalence of automatic enrollment means that more workers than ever…

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The 10 public colleges with the best ROI in the U.S.

When the cost of a college degree can exceed $500,000, it’s smart to consider schools with reputations for providing students with the education and experience necessary to thrive after graduation. And when it comes to the best return on investment, the Georgia Institute of Technology in Atlanta earns top marks for the third year in…

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2 ways to protect your money in a rocky marriage

Before getting married, one of the topics you’ll want to discuss with your significant other is money, says Parima Pandkhou, divorce attorney at Wasser, Cooperman & Mandles. It’s important to talk about debt, income, budgeting, life goals — anything to do with your finances. “These are all very uncomfortable and heavy issues,” she says, “but…

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